Account Opening

We open the right door — and our fee applies only when it opens.

Wealthy applicants are declined by Swiss banks every week — while smaller, better-prepared clients walk in without friction. The difference is almost never the money. It is a handful of mistakes that repeat so reliably you can list them.

Why applications die

The wrong bank. Each institution has its own accepted profiles, real minimums and desk appetite. The same file one bank declines, another welcomes — applying “by brand” means months of applications ending in rejection.
The wrong banker. Even inside the right bank, every banker has a preferred client type — and the best ones are barely onboarding at all. Reaching the desk that wants your profile is half the outcome.
A loose story. Post-2023, Swiss banks are risk-off. A source of wealth told casually — true but unreadable to compliance — is the most common single killer of good applications.
Chasing fees. Swiss private banking sells security and caliber, not discount pricing. Almost everything here is negotiable — but it is a subtler conversation than a price list, and it is best led by a local adviser on your side: the real negotiation is rarely the fee schedule alone, it is your strategy as a whole.

How we run the process

Matching. Your prepared file is mapped against the institutions — in Switzerland and, where the profile calls for it, Liechtenstein — where it realistically fits: current policies, real minimums, desk appetite. Not a list from the internet.
Introduction. The file arrives through us — a regulated Swiss fiduciary the bank can verify — told the way a compliance officer needs to read it, to the banker whose book it fits.
Representation. Banks ask follow-up questions; unanswered or answered loosely, they become refusals. We handle the correspondence, keep the process moving, and keep you informed rather than buried.
Decision and funding. When the yes comes, we stay through account activation and the first transfers.

The terms

Our account-opening fee is due only when the account is successfully opened. Timelines are honest ones: usually weeks, longer for enhanced-due-diligence profiles. And one thing no honest professional will promise: the financial institution always makes the final decision.

The quiet second account

Not every mandate is about moving a fortune. Sometimes the goal is a stand-by account — insurance against events at your primary bank, a succession vehicle, operational resilience for a family or a business. We open those too, with the same discipline.